Western Skies MGU

Western Skies MGU is a national wholesaler and Program Manager of self-funded medical stop loss health plans, offering Reference Based Pricing (RBP) and traditional PPO network options.

Western Skies MGU’s RBP model offers a collaborative approach, negotiating with health care providers and treating them as business partners rather than adversaries. The result is a more cost-effective reimbursement process, lower operating costs and a greatly reduced risk of balance billing.

Our stop loss coverage is provided by multiple “A” rated insurance carriers who offer the most aggressive stop loss rates in the industry. Our underwriters are available to discuss; contact us today.

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About Image

Why choose Us.

We are a full service managing general underwriter specializing in employer medical stop loss and a full range of related services.

Our Mission.

We are underwriters with a mission to manage risk in an environment where too many are pricing for the sale.

What we Do.

Our services include Specific Advance, Aggregate Monthly Accommodation/ Specific Deductibles/ Terminal Liability Options, Multiple Contract Terms, No Laser Options.